Tax Planning - Individual.
Individual tax planning looks at your whole picture for the tax year, including salary, business or professional income, investments, property and capital gains, and arranges it lawfully under the Income-tax Act, 2025. We compare the default new regime with the old regime, plan the timing of gains and deductions and set advance tax, so the return holds no surprises.
Typically one to two weeks for the initial plan once documents are shared, with a check-in before advance tax dates and a year-end update. Time depends on the number of income sources and how complete capital gains statements are.
A partner — a chartered accountant or company secretary — from the first call to sign-off.
Based on your situation, and fixed in writing before any work starts.
Is this for you?
- Salaried employees with ESOPs, bonuses or more than one employer in the year
- Professionals and business owners with uneven income
- Investors with capital gains from shares, mutual funds or property
- Returning NRIs and others whose residential status is changing
What you receive at the end.
- 01Tax computation under both regimes, with a recommendation
- 02Planning note with actions and dates for the year
- 03Advance tax schedule
- 04Updated year-end computation, ready for the return
Tax Planning - Individual, step by step.
Typically one to two weeks for the initial plan once documents are shared, with a check-in before advance tax dates and a year-end update. Time depends on the number of income sources and how complete capital gains statements are.
- 1
Information gathering
We collect salary details, investment statements, property records and your Annual Information Statement (AIS) to build a full view of income.
- 2
Regime comparison
We compute tax under both the new and old regimes, using the deductions and exemptions actually available to you.
- 3
Planning actions
We set out actions for the year, such as timing of asset sales, use of losses, deductions under the old regime and how investments are held.
- 4
Advance tax and TDS
We estimate the liability, check TDS by employers and others, and schedule advance tax instalments.
- 5
Year-end review
Before the year closes, we update the computation for actual figures and confirm the regime and claims for the return.
What we need from you.
Don't have everything yet? We send a short checklist after the first call and work with what you have.
- Salary slips and your employer's tax computation
- Annual Information Statement (AIS) download
- Capital gains statements from brokers and mutual funds
- Property purchase or sale documents and home loan certificates
- Investment and insurance proofs
- Previous year's return
The fee depends on your situation. After a short call, the partner who will do the work tells you what's involved and gives you a fixed fee in writing — before any work begins.
- Government fees and statutory charges are billed at actuals.
- When you pay — upfront, in stages or on completion — is agreed in writing with the fee.
Questions about Tax Planning - Individual.
Ready to discuss Tax Planning - Individual?
30-minute confidential call — no proposal, no commitment. A partner will write back within one business day.