Cash Flow Forecasting.
Cash flow forecasting tells you how much cash you will have, week by week and month by month, and when you will need funding. We build a rolling forecast from your receivables, payables, payroll, tax payments, loan servicing and planned spending, and update it every month against actual bank balances.
The first forecast typically takes 2–3 weeks, depending on how quickly bank, ageing and loan data is shared. Monthly updates typically follow within a few working days of month-end bank balances being available.
A partner — a chartered accountant or company secretary — from the first call to sign-off.
Based on your situation, and fixed in writing before any work starts.
Is this for you?
- Businesses with long receivable cycles or seasonal sales
- Startups tracking runway between funding rounds
- Companies with term loans or working capital limits where covenant headroom matters
- Businesses planning capital expenditure or expansion
What you receive at the end.
- 0113-week cash forecast by week
- 0212-month cash forecast by month, linked to the P&L
- 03Scenario sheet showing the lowest cash point and funding gap
- 04Monthly forecast-versus-actual reconciliation
- 05Action note: collections to chase, payments to reschedule, facilities to arrange
Cash Flow Forecasting, step by step.
The first forecast typically takes 2–3 weeks, depending on how quickly bank, ageing and loan data is shared. Monthly updates typically follow within a few working days of month-end bank balances being available.
- 1
Cash baseline
We reconcile opening bank balances and analyse 6–12 months of receipts and payments to understand how customers actually pay and how you pay suppliers.
- 2
Driver-based model
We build the forecast from drivers: sales and collection days, purchases and supplier terms, payroll, rent, GST, TDS and advance tax dates, loan instalments and capex.
- 3
Weekly and monthly views
A 13-week weekly view covers near-term cash, and a monthly view extends to 12 months for funding and investment decisions.
- 4
Downside scenarios
We model cases such as delayed collections or slower sales, and show the lowest cash point and any funding gap.
- 5
Monthly roll-forward
Each month we compare forecast with actual, explain the differences and roll the forecast forward.
What we need from you.
Don't have everything yet? We send a short checklist after the first call and work with what you have.
- Bank statements for the last 6–12 months and current balances
- Receivable and payable ageing reports
- Payroll costs and payment dates
- Loan sanction letters, repayment schedules and working capital limits
- Sales pipeline or order book, and planned capital expenditure
- GST, TDS and advance tax payment history
The fee depends on your situation. After a short call, the partner who will do the work tells you what's involved and gives you a fixed fee in writing — before any work begins.
- Government fees and statutory charges are billed at actuals.
- When you pay — upfront, in stages or on completion — is agreed in writing with the fee.
Questions about Cash Flow Forecasting.
Ready to discuss Cash Flow Forecasting?
30-minute confidential call — no proposal, no commitment. A partner will write back within one business day.